Readers Question: “What are the advantages of a renewable term life insurance policy?”
Charlotte,is the largest city in the state of North Carolina. Queen City, Charlotte (as well as the county containing it) is named in honor of Queen Charlotte of Mecklenburg, who had become queen consort of King George III the year before the city’s founding. A second nickname derives from later in the 18th century. During the American Revolutionary War, British commander General Cornwallis occupied the city but was driven out soon afterwards by hostile residents, prompting him to write that Charlotte was “a hornet’s nest of rebellion,” leading to another city nickname: The Hornet’s Nest.
Answer to Readers Question: A renewable policy allows the policyowner to renew the coverage simply by paying additional premiums before the termination date without having to provide evidence of insurability (i.e. proving good health) Note: most insurance providers limit the number of times you can renew such a policy or set an age limit for renewals so make sure to pay attention to this when shopping for term life insurance if you plan on renewing your policy for some time.
May 26, 2008
By admin in Cary, North Carolina
Readers Question: “What is endowment policies?”
Cary, North Carolina is the second largest municipality in Wake County, and the third largest municipality in The Triangle behind Raleigh and Durham. It is the seventh largest municipality in North Carolina. Town records show a population of 127,640 as of January 1, 2008. Cary is the 8th fastest growing city in the United States according to CNN.
Answer to Readers Question: Unlike whole life, an endowment life insurance policy is designed primarily to provide a living benefit and only secondarily to provide life insurance protection. Therefore, it is more of an investment than a whole life policy. Endowment life insurance pays the face value of the policy either at the insured’s death or at a certain age or after a number of years of premium payment.
Endowment life insurance is a method of accumulating capital for a specific purpose and protecting this savings program against the saver’s premature death. Many investors use endowment life insurance to fund anticipated financial needs, such as college education or retirement. Premium for an endowment life policy is much higher than those for a whole life policy.
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March 3, 2008
By admin in Uncategorized
Misty used to be my neighbor but she moved to Akron, Ohio 2 years ago, her question was:”Can a woman married for 3 weeks collect life insurance”
Alcoholic Anonymous was founded in Akron in 1935. Akron’s history and the history of the rubber industry are mutually bound because it transformed Akron from a small canal town into a fledgling city. The Goodyear Tire and Rubber Company became America’s top tire manufacturer and Akron was granted the moniker of “The Rubber Capital of the World.
Akron is home to two Fortune 500 companies: The Goodyear Tire and Rubber Company and First Energy. During the summer, Akron host the National Hamburger Festival, a tribute to the city’s role in the invention of the hamburger.
Misty, if you are legally married and your partner dies say with a heart attack within 3 seconds of your marriage, you can collect life insurance if the will was made previous to your getting married and your soon to be husband had made you the beneficiary to his life insurance.
If not, I suggest you find a lawyer to help you through the legal issues.
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March 1, 2008
By admin in Asheville, North Carolina
Troy, lives in Asheville, North Carolina and he recently e-mailed me with a question about life insurance: “Is life insurane an asset
of the insured”?
Asheville, is the largest city in western North Carolina. In 2007, Asheville was named one of the top seven places to live in the U.S. Asheville and the surrounding mountains are popular in the autumn when fall foliage peaks in October. Asheville was name one of the world’s top 12 must-see destinations for 2007 in Frommer’s travel guide. The city is also known for the lavish Biltmore Estate, th largest privately owned home in America, which attracts over a million visitors each year.
Troy, if the insured is the owner of the insurance policy, yes life insurance is an asset.
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March 1, 2008
By admin in featured
A surprisingly large amount of term life insurance can be purchased for a relatively small amount of money making it a must for anyone who has a family. Save time and money with the right term life provider, policy and premiums.
Here is a full list of things which make No Exam Life Insurance so popular.
The amount of money you pay for term life insurance will depend, in part, on your health. The bottom line is that the best way to save money on life insurance is to get lots of quotes, and the best way to do that is by checking several life insurance companies on line.
Life insurance no medical exam is a type of life insurance coverage that does not require a physical exam, blood tests, or urine tests in order to qualify for a policy.
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This type of life insurance is usually referred to as simplified life insurance, because the application process is short, you answer some health-related questions and the insurance company quickly decides if you meet their guidelines for approval.
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Many times this type of coverage is offered online and you can start your policy the same day if you qualify for coverage.
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